I might suggest utilizing Liberty Dwelling Guard as a result of, for the typical home-owner, Liberty is essentially the most dependable selection and leaves loads of room for customizable protection choices. For those who worth an organization’s dedication to honorably fulfilling claims higher than the competitors, Liberty ought to serve you properly.
Anybody who’s frolicked on the earth of residence warranties is aware of that it may be tough to discover a dependable and reliable supplier. In reality, residence warranties typically include a stigma as they’ve grown a status for leaving prospects excessive and dry. Regardless of this, Liberty Dwelling Guard has risen up the ranks and made a good title for itself within the residence guarantee business, although it’s solely been in enterprise since 2017. I’m simply as skeptical as the subsequent individual in terms of residence warranties, however on this article, I intention to strip down the fluff related to this business and provides my sincere tackle Liberty Dwelling Guard.
Whereas secret buying, I’ve gotten quotes from Liberty Dwelling Guard, talked to buyer representatives, painstakingly reviewed pattern contracts, and scoured the web to seek out essentially the most correct buyer critiques. I’ve additionally ranked Liberty in response to At this time’s House owner’s particular standards, taking into consideration the corporate’s plans, protection, affordability, status, customer support, and extra. Learn on to see how we ranked Liberty Dwelling Guard and the way it stacks up in opposition to the most effective residence guarantee corporations.
Why Belief Us?
Right here’s how we ranked and reviewed the nation’s prime residence guarantee corporations to carry you essentially the most correct data.
76
Our group of consultants reviewed over 70 residence guarantee suppliers to check plan choices, protection limits, costs, and buyer suggestions.
152
We collected over 100 pattern quotes from dozens of residence guarantee corporations to offer you an correct take a look at business pricing.
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Our ranking system scores suppliers based mostly on 6 key elements: protection choices, affordability, buyer expertise, status, claims processes, and availability.
For extra data, try our Dwelling Guarantee Methodology web page.
Liberty Dwelling Guard: Finest For Customization
Liberty Dwelling Guard impressed me with its customizable protection choices and glowing on-line critiques. Most residence guarantee suppliers have overwhelmingly destructive critiques on websites, however Liberty Dwelling Guard scored 90% constructive critiques on most websites, increased than any of the competitors I researched.
Liberty additionally affords 42 add-on choices (together with unusual choices like trash compactors, casita visitor models, and reverse osmosis water filtration programs), greater than every other residence guarantee supplier within the business. Liberty Dwelling Guard additionally covers as much as two transportable window air con models per residence, which just about each different competitor neglects.
First, and most significantly, Liberty Dwelling Guard has acquired a rise in destructive critiques lately, and its A+ ranking was revoked by the BBB someday in January 2024. It nonetheless has a 4.5/5 star ranking general, which is spectacular in its personal proper, however its ranking elimination offers me pause. Liberty Dwelling Guard isn’t overpriced, however its charges begin increased than a lot of the competitors. Its most inexpensive plan prices $49.99 a month, which can be an impediment to these in search of cheaper protection. Moreover, Liberty is a reasonably new firm that’s solely been round since 2017, so it lacks the many years of expertise that different suppliers have. First American Dwelling Guarantee has been round for greater than 35 years, and American Dwelling Protect has been in enterprise for greater than 50 years, in order that places Liberty’s newness in perspective.
At this time’s House owner Ideas
Make sure to store round and get a number of quotes from totally different residence guarantee suppliers earlier than buying. Many corporations have promotions over the cellphone that would prevent cash, so we suggest at all times calling a consultant first to see if you will get a deal.
Liberty Dwelling Guard Backside Line:
9.3/10
Liberty Dwelling Guard impressed me with its 42 optionally available add-ons, a lot of which (grinder pump, freestanding ice maker, and so on.) are choices that different suppliers don’t provide. Additionally, on the whole, there’s much less crimson tape round Liberty’s contract than I’ve seen with rivals throughout my analysis. There aren’t any nonstandard exclusions or limitations, in order that’s an excellent signal. Liberty is particularly helpful for householders who use window air con models as a result of it covers as much as two transportable window air con models per residence. Many different suppliers don’t cowl AC window models in any respect.
Regardless of being a more moderen firm, Liberty Dwelling Guard has nice buyer critiques on websites just like the Higher Enterprise Bureau. Most residence guarantee suppliers have a nasty status, so the truth that Liberty Dwelling Guard has 4.5/5 stars speaks volumes. Liberty’s BBB ranking is at the moment NR, but it surely was beforehand an A+, and I’ll evaluate it in a couple of weeks to see the place it stands. Given my expertise with Liberty Dwelling Guard, I might really feel comfy buying the Complete Dwelling Guard plan because it’s a very good cut price for complete protection. Nevertheless, the Equipment Guard plan is a bit overpriced, and the Programs Guard plan is principally the identical value as the excellent protection. For those who’re keen on Liberty Dwelling Guard, I like to recommend spending the additional $5 to $10 and getting the Complete Dwelling Guard plan.
Liberty Dwelling Guard Plans and Prices
10/10
We gave Liberty Dwelling Guard a ten for its residence guarantee plans and protection due to its wide selection of add-ons and inexpensive complete protection. The Equipment Guard plan is a bit pricy for a plan that doesn’t cowl any residence programs, however the Complete Dwelling Guard plan is a serious cut price because it’s solely $5 costlier than the Programs Guard plan. I like to recommend the Complete Dwelling Guard plan because it’s an amazing deal for complete protection. Nevertheless, I might shrink back from the Equipment Guard plan as a result of it’s not an amazing worth for the cash. For those who solely need to cowl your home equipment, the ShieldGold plan from American Dwelling Protect is a greater cut price at solely $29.16. Liberty Dwelling Guard’s plan choices are outlined within the chart under.
| Plan | Month-to-month Value | Service Price | Out there Reductions |
| Programs Guard | $54.99 | $65 – $125 | $225 offTwo free bonus months (with annual billing)Free restricted roof leak safety |
| Complete Dwelling Guard | $59.99 | $65 – $125 | $225 offTwo free bonus months (with annual billing)Free restricted roof leak safety |
| Equipment Guard | $49.99 | $65 – $125 | $225 offTwo free bonus months (with annual billing)Free restricted roof leak safety |
Out there Add-Ons
The next add-ons can be found for all plans:
- Extra Spa – $9.99
- Carpet Cleansing – $19.99
- Casita Visitor Unit – $35.99
- Central Vacuum – $8.99
- Ejector Pump – $14.99
- Electronics Safety – $19.99
- Freestanding Ice Maker – $14.99
- Generator – $19.99
- Grinder Pump – $14.99
- Gutter Cleansing – $14.99
- Ice Maker (In-Fridge) – $3.99
- Prompt Sizzling Water Dispenser – $9.99
- Garden Sprinkler System – $9.99
- Lighting Fixtures $7.99
- Restricted Roof Leak – $11.99
- Pest Management – $14.99
- Plumbing Fixtures – $7.99
- Pool And Spa – $19.99
- Energy Washing (Exterior Flooring) – $19.99
- Professional-Sequence Garments Dryer – $4.99
- Professional-Sequence Dishwasher – $7.99
- Professional-Sequence Microwave – $4.99
- Professional-Sequence Vary/Oven/Cooktop – $12.99
- Professional-Sequence Fridge – $14.99
- Professional-Sequence Stand-Alone Freezer – $14.99
- Professional-Sequence Washing Machine – $4.99
- Re-Key – $9.99
- Reverse Osmosis Water Filter System – $14.99
- Saltwater Pool – $23.99
- Second Fridge – $7.99
- Septic System Pumping – $12.99
- Stand-Alone Freezer – $5.99
- Sump Pump – $8.99
- Swamp Cooler – $14.99
- Trash Compactor – $7.49
- Television Mounting (Up To 65-Inch Tvs) – $14.99
- Television Mounting (Up To 85-Inch Tvs) – $19.99
- Water Dispenser Water Line – $4.99
- Water Softener – $13.99
- Effectively Pump – $12.99
- Window Washing/Cleansing – $19.99
- Wine Cooler/Fridge – $11.99
I discover roof leak protection particularly helpful as a result of leaks are a few of the commonest damages to properties, however this may increasingly fluctuate relying on the place you reside. For those who stay in a very dry, heat local weather, the garden sprinkler system add-on could make extra sense to maintain your garden wholesome and inexperienced regardless of the scorching temperatures. Nevertheless, in case you stay in an space the place it rains rather a lot, the roof leak protection, though restricted, is usually a profit to your property. On the opposite finish of the spectrum, the TV mounting protection is pointless as a result of a brand new TV mount is cheap, and the month-to-month value is rather a lot for an add-on.
Exclusions
The next exclusions apply to all of Liberty’s plans:
- Any type of valve or leak
- Chimneys and exhausts
- Harm brought on by improper set up
- Harm brought on by pests or mildew
- Harm brought on by rust or corrosion
- Disposal of outdated programs or home equipment
- Glass components
- Set up of programs or components
- Recognized or unknown preexisting circumstances
- Lighting
- Luxurious or commercial-grade programs and home equipment
- Poorly maintained programs or home equipment
- Routine upkeep
- Photo voltaic programs
- “Good” parts and components
These exclusions are normal within the business and match most of what I discovered with rivals.
Liberty Dwelling Guard Affordability
8.9/10
Liberty Dwelling Guard is a bit pricier than different suppliers within the business, however not by a lot. Its Complete Dwelling Guard plan ($59.99/month) is about $5 to $10 costlier than the rivals’ complete plans. Nonetheless, it’s not as costly as some premium month-to-month choices from AFC Dwelling Membership ($89) and First American Dwelling Guarantee ($72). Whereas the systems-only plan and the appliance-only plan are a bit overpriced, the excellent plan is a good worth.
The shopper consultant I spoke to acknowledged that there was a service price low cost for insurance policies bought over the cellphone, bringing my service price value down by a whopping $40. This will not be the case for each coverage or each location, so needless to say your particular person service charges and month-to-month charges will fluctuate. Nevertheless, I like to recommend calling first and asking if there’s a reduction for buying your coverage over the cellphone.
Make sure to learn the whole Liberty Dwelling Guard pattern contract to study all the small print about your plan and any phrases that apply particularly to residences in your house state.
Disclaimer: The price knowledge talked about on this article was sourced for a single-family residence, 2 BR, beneath 5,000 sq. ft, in Houston, TX.
Liberty Dwelling Guard Buyer Expertise
7.8/10
Liberty Dwelling Guard ranks pretty properly amongst the competitors in terms of its buyer expertise. Usually, its brokers are very informative and useful, however they aren’t at all times totally clear when pitching the contract to prospects. That is frequent within the business since a lot of the corporations don’t spotlight obtrusive crimson flags within the pattern contract. Nevertheless, Liberty’s brokers are nonetheless very educated and attentive to questions. Most complaints on evaluate websites had been concerning objects not being coated beneath guarantee and the lengthy ready interval (30-60 days) within the pattern contract, so we gave Liberty a 7.8 out of 10.
Liberty Dwelling Guard Firm Popularity
9.1/10
Liberty Dwelling Guard has significantly excessive scores on most buyer evaluate websites, making them an especially dependable selection. I can’t stress sufficient how uncommon it’s to discover a firm with greater than 90% constructive critiques on any website, not to mention three totally different evaluate websites. In an business affected by destructive critiques, Liberty Dwelling Guard is really an outlier. Nevertheless, I do need to spotlight that Liberty Dwelling Guard’s present BBB standing has shifted from an A+ to NR or “Not-Rated. We reached out to a consultant from the Higher Enterprise Bureau, they usually mentioned, “This enterprise is just not at the moment rated. BBB has lately acquired quite a few complaints in opposition to this enterprise and can situation a ranking after it has totally evaluated them.” When requested about whether or not they revoke scores after a rise in complaints, the rep mentioned, “Sure, in the event that they really feel they should evaluate the complaints first earlier than issuing an correct ranking.” Take into account that the BBB has modified LHG’s ranking from graded to NR a couple of instances up to now two years. The final grade earlier than the present NR was an A+.
Most prospects praised Liberty Dwelling Guard for its diligent buyer representatives and immediate service. Then again, the complaints had been usually about Liberty not overlaying sure objects or being sluggish to handle repairs. Yelp advised a really totally different story than a few of the different evaluate websites, although it’s not stunning as a result of many purchasers solely select to jot down a evaluate in the event that they’ve had a nasty expertise. Moreover, Yelp is historically well-liked with reviewing eating places and small companies as a substitute of contractors and guarantee/insurance coverage corporations, so Yelp isn’t as well-rounded as websites like Trustpilot and BBB for this business. These complaints are frequent to the business, exhibiting that even for a corporation with 90% constructive critiques, there are nonetheless some points to be careful for.
| Ranking Website | Ranking | % Constructive Evaluations | # of Complaints |
| BBB | NR (not accredited) | 90% | 855 |
| Trustpilot | A | 93% | 155 |
| A | 94% | 290 | |
| Yelp | F | 8% | 44 |
Liberty Dwelling Guard Claims Course of
10/10
Liberty Dwelling Guard has an ordinary claims course of, permitting you to submit your declare by cellphone or on-line 24/7. Liberty will intention to contact a technician inside 24 to 48 enterprise hours, however its common declare response time is 12 hours.
Normally, Liberty Dwelling Guard pays claims in a well timed method and sends technicians inside an inexpensive window of time. There are occasional buyer complaints the place an merchandise isn’t coated, or a technician isn’t dispatched inside an inexpensive time. Nonetheless, these are the exception fairly than the rule. Merely put, no different firm I’ve researched has a extra dependable claims course of than Liberty Dwelling Guard.
Liberty Dwelling Guard Availability
10/10
Liberty Dwelling Guard is obtainable in all 50 states, giving it an ideal rating for nationwide availability. Even in case you solely want a house guarantee coverage on your state, nationwide availability is usually an indication that an organization is extra established and has a wider community of technicians that may service your property. Though availability isn’t an important issue, it may be an indication of the corporate’s legitimacy and talent to operate throughout your complete nation.
Liberty Dwelling Guard vs. The Competitors
| Firm | Star Ranking | Finest For | Month-to-month Value | Service Price | Response Time | BBB Ranking |
|---|---|---|---|---|---|---|
 |
Finest for Customization |
$50-$60 |
$75 |
12-48 hrs. |
A |
|
|
Finest Protection Limits |
$35–$75 |
$100–$125 |
24-72 hrs |
B |
||
 |
Finest Buyer Rankings |
$44.99-$58.99 |
$70 |
48 hours |
A+ |
|
 |
Finest Claims Acceptance |
$46–$55 |
$85 |
24-48 hrs. |
B |
|
 |
Finest Worth |
$52–$58 |
$60 |
24-48 hrs. |
B |
|
 |
Finest for Extra Advantages |
$38–$62 |
$75–$125 |
48 hours |
B |
|
 |
Finest Equipment Protection |
$38–$48 |
$75–$125 |
48 hours |
B |
|
|
Finest for Preventative Upkeep |
$28–$68 |
$100–$150 |
2–24 hrs |
B |
Liberty Dwelling Guard Vs. American Dwelling Protect
Liberty Dwelling Guard scored higher than American Dwelling Protect in each class besides buyer expertise, however there’s extra to dig into. What I preferred most about American Dwelling Protect was its inexpensive protection, which begins at simply $20.99, and its excessive protection limits for home equipment and residential programs. Whereas Liberty Dwelling Guard and American Dwelling Protect are neck and neck in terms of complete value, American Dwelling Protect affords extra inexpensive beginning plans. Additionally, American Dwelling Protect has a $5,000 HVAC protection restrict and a $4,000 equipment protection restrict on its ShieldPlatinum plan, which is $2,000 to $3,000 greater than Liberty.
Nevertheless, Liberty has higher buyer critiques than American Dwelling Protect, making it the extra reliable selection. I might nonetheless suggest Liberty Dwelling Guard to householders who need complete protection as a result of Liberty’s status and buyer evaluate scores are second to none. Nonetheless, for householders who need a budget-friendly plan for restricted protection, I might suggest American Dwelling Protect as one among the most cost effective residence guarantee corporations. Moreover, I might suggest American Dwelling Protect to householders who’ve home equipment that price greater than $2,000 as a result of its protection limits are a lot increased than Liberty’s.
| Supplier Subscores (10 Level Scale) | Liberty Dwelling Guard | American Dwelling Protect |
| Plans and Protection | 10.0 | 9.0 |
| Affordability | 8.9 | 8.7 |
| Buyer Expertise | 7.8 | 8.4 |
| Firm Popularity | 9.1 | 7.7 |
| Claims Course of | 10.0 | 8.4 |
| Availability | 10.0 | 10.0 |
| General | 9.3 | 8.6 |
Liberty Dwelling Guard Vs. American Dwelling Protect
Liberty Dwelling Guard Vs. Alternative Dwelling Guarantee
Liberty Dwelling Guard scored higher than or equal to Alternative Dwelling Guarantee in each class of our analysis, however that doesn’t imply there’s no motive to rethink your supplier selection. Whereas Liberty excels in its plan choice and accessible add-ons, Alternative Dwelling Guarantee excels in customer support. CHW has a four-hour assure stating that after you submit a service request, they’ll attain out to accessible service suppliers inside simply 4 hours. Most rivals attempt to attain out to a service technician inside 24 to 48 hours, they usually don’t have an outright assure, so Alternative Dwelling Guarantee is way faster.
Nevertheless, Alternative Dwelling Guarantee is at the moment topic to a class-action lawsuit filed by the Arizona Lawyer Normal’s Workplace in 2019. It additionally has extra complaints on evaluate websites, primarily saying the corporate denies some claims in dangerous religion. Though the pricing for each corporations is comparable, I might nonetheless suggest Liberty Dwelling Guard due to its reliability and status. Alternative Dwelling Guarantee merely can’t match the trustworthiness of Liberty Dwelling Guard, and seeing firsthand how Liberty treats its potential prospects, I’ve far more confidence within the firm.
| Supplier Subscores (10 Level Scale) | Liberty Dwelling Guard | Alternative Dwelling Guarantee |
| Plans and Protection | 10.0 | 8.3 |
| Affordability | 8.9 | 8.9 |
| Buyer Expertise | 7.8 | 7.8 |
| Firm Popularity | 9.1 | 8.3 |
| Claims Course of | 10.0 | 8.8 |
| Availability | 10.0 | 10.0 |
| General | 9.3 | 8.5 |
Alternative Dwelling Guarantee Evaluate
Liberty Dwelling Guard Vs. Choose Dwelling Guarantee
Choose Dwelling Guarantee scores increased than Liberty Dwelling Guard in affordability and buyer expertise however by very small margins. Whereas Choose is extra inexpensive than Liberty, its plans are solely round $5 to $10 much less a month. Plus, a low month-to-month price isn’t every thing. Liberty affords extra add-ons than Choose, and its equipment protection limits are $1,500 increased.
Nevertheless, Liberty scores increased than Choose in each different class. I learn via Choose’s whole pattern contract, so I do know that Choose Dwelling Guarantee has low equipment protection limits and strict phrases and circumstances for claims, which is mirrored in its low claims course of rating. I like to recommend Liberty Dwelling Guard to prospects as a result of the client satisfaction it affords is value the additional $5 to $10 a month.
| Supplier Subscores (10 Level Scale) | Liberty Dwelling Guard | Choose Dwelling Guarantee |
| Plans and Protection | 10.0 | 8.3 |
| Affordability | 8.9 | 9.1 |
| Buyer Expertise | 7.8 | 8.1 |
| Firm Popularity | 9.1 | 8.0 |
| Claims Course of | 10.0 | 7.6 |
| Availability | 10.0 | 10.0 |
| General | 9.3 | 8.4 |
Choose Dwelling Guarantee Evaluate
Who Is Liberty Dwelling Guard Finest For?
Liberty Dwelling Guard is finest for householders who’ve loads of home equipment that aren’t coated by different residence guarantee corporations and for many who worth an organization’s status. Liberty Dwelling Guard has extra customizable add-on choices than every other competitor within the business, and I used to be very impressed by the sheer variety of coated objects supplied. Higher but, whereas different residence guarantee corporations have some unseemly buyer critiques that will deter cautious buyers, Liberty Dwelling Guard scored increased than every other competitor in terms of its firm status. The house guarantee business is notoriously riddled with complaints, so Liberty Dwelling Guard’s stand-out status is nice for peace of thoughts.
For those who’re nonetheless deciding if residence warranties are value it for you, learn our deep-dive residence guarantee information on the professionals and cons of residence guarantee insurance policies.
Restricted Time:
$200 Off + 2 Months Free
FAQs About Liberty Dwelling Guard
Is Liberty Dwelling Guard Legit?
Liberty Dwelling Guard is a legit residence guarantee firm that operates all through the US.
How A lot Does Liberty Dwelling Guard Value?
Liberty Dwelling Guard prices about $55 per thirty days on common, relying on the place you reside and excluding service charges. Learn our pricing information to study extra about how a lot a house guarantee prices.
What Does Liberty Dwelling Guard Cowl?
Liberty Dwelling Guard affords protection for the next programs and home equipment:
- Extra Spa
- Air Conditioning
- Home equipment:
- Constructed-in Microwave Ovens
- Carpet Cleansing
- Casita Visitor Unit
- Ceiling and Exhaust Followers
- Central Vacuum
- Garments Dryer
- Garments Washer
- Dishwashers
- Ductwork
- Ejector Pump
- Electrical
- Electronics Safety
- Freestanding Ice Maker
- Storage Door Openers
- Rubbish Disposals
- Generator
- Grinder Pump
- Gutter Cleansing
- Heating
- Ice Maker (In-Fridge)
- Prompt Sizzling Water Dispenser
- Kitchen Fridge
- Garden Sprinkler System
- Lighting Fixtures
- Restricted Roof Leak
- Pest Management
- Plumbing
- Plumbing Fixtures
- Pool And Spa
- Energy Washing (Exterior Flooring)
- Professional-Sequence Garments Dryer
- Professional-Sequence Dishwasher
- Professional-Sequence Microwave
- Professional-Sequence Vary/Oven/Cooktop
- Professional-Sequence Fridge
- Professional-Sequence Stand-Alone Freezer
- Professional-Sequence Washing Machine
- Ranges/Ovens/Cooktops
- Re-Key
- Reverse Osmosis Water Filter System
- Saltwater Pool
- Second Fridge
- Septic System Pumping
- Stand-Alone Freezer
- Sump Pump
- Swamp Cooler
- Trash Compactor
- TV mounting (Up To 65-Inch Tvs)
- TV mounting (Up To 85-Inch Tvs)
- Water Dispenser Water Line
- Water Heaters
- Water Softener
- Effectively Pump
- Window Washing/Cleansing
- Wine Cooler/Fridge
Liberty Dwelling Guard has the next exclusions on all plans:
- Any type of valve or leak
- Chimneys and exhausts
- Harm brought on by improper set up
- Harm brought on by pests or mildew
- Harm brought on by rust or corrosion
- Disposal of outdated programs or home equipment
- Glass components
- Set up of programs or components
- Recognized or unknown preexisting circumstances
- Lighting
- Luxurious or commercial-grade programs and home equipment
- Poorly maintained programs or home equipment
- Routine upkeep
- Photo voltaic programs
- “Good” parts and components
If you wish to study extra about what a house guarantee covers, learn our informative residence guarantee protection information.
How Do You Cancel Liberty Dwelling Guard?
To cancel your coverage with Liberty Dwelling Guard, you may name Liberty at (866) 465-2403, electronic mail them at accounts@libertyhomeguard.com, or log in to your on-line buyer portal, choose the ‘Coverage Particulars’ tab, and discover a hyperlink titled ‘Cancel Protection.’